How a load gets priced.

A verdict is worth exactly as much as the arithmetic behind it, so here is all of it. Nothing on this page is proprietary. You can do it on paper, and you should, at least once, so you know what the app is telling you.

Last updated 20 September 2026

Step 1. What the truck costs in a month

Everything the truck costs, whether it turns a wheel or not, goes in one monthly pile. Fuel is the only line that moves with the miles, and it is worked out from your own MPG and the diesel price you actually paid, not a national average.

An example hot shot, 6,000 miles a monthMonthly
Fuel, 6,000 miles at 12 MPG, diesel at $3.95$1,975.00
Insurance$850.00
Truck payment$1,150.00
Maintenance, set aside monthly$500.00
Load boards$170.00
Dispatcher, 10% of a $14,000 month$1,400.00
Factoring, 3%$420.00
Tags, IRP and the rest, spread over twelve months$135.00
A month of truck$6,600.00

A yearly bill is divided by twelve rather than charged in the month it lands, or every load in March would look like a loser.

Step 2. Divide by the miles you actually run

$6,600 across 6,000 miles is $1.10 a mile. That is the line every load has to clear before a single cent of it is profit.

This is the number most people get wrong, and they get it wrong in the same direction. Ask an owner-operator what they run in a month and the answer is usually the good month, not the average one. Put 9,000 miles in when you really run 6,000 and your cost per mile comes out at 73 cents instead of $1.10, which makes loads that lose money look like they pay. It is why the app goes back a couple of weeks later, compares what you typed against the loads you actually ran, and offers to correct the figure.

Step 3. Add the deadhead before you work out the rate, not after

The empty miles to reach the pickup are miles you burn diesel on and miles the truck depreciates over. They belong in the run. Adding them afterwards, as a separate worry, is how a load that does not pay gets accepted.

Take a run of 250 loaded miles with 50 miles of deadhead to reach it, and a broker offering $750:

The same load, two ways of reading itPer mile
What it is advertised at: $750 over 250 loaded miles$3.00
What it really pays: $750 over 300 miles, loaded and empty$2.50

Fifty cents a mile, gone, before anybody has talked about cost. This is the single most common way a load lies to you.

Step 4. Subtract cost from the real rate

Real rate per mile$2.50
Less cost per mile− $1.10
Profit per mile$1.40

Across all 300 miles, loaded and empty, that is $420.00 on the load before the tax set-aside.

Step 5. Take off the tax set-aside

Money you owe the government at the end of the year is not profit, so a share of what is left gets put aside before the app calls anything yours. The set-aside is a percentage of profit, never of gross, and a losing load is never shrunk by it because there is no tax on a loss.

Profit on the load$420.00
Less 25% set aside for tax− $105.00
What the load actually puts in your pocket$315.00

Step 6. The verdict

The colour on the screen reads profit per mile after the set-aside, against one bar:

Thirty cents is not an industry standard we found in a report. It is the bar the carrier that built this app already used, and the app was changed to match the spreadsheet rather than the other way round.

Two corrections the arithmetic makes that a spreadsheet usually does not

The dispatcher's cut follows the actual booker

Cost per mile bakes in a default dispatcher percentage, because it is built from a whole month rather than from any one load. That is right for planning and wrong for the load in front of you. A load you booked direct owes nobody a percentage, and a booker on 6% does not cost what a booker on 12% costs, so the difference is handed back on the individual load. Profit and cost per mile always agree about it.

A load is priced at the numbers that were true on its pickup date

Change your diesel price today and last month does not quietly rewrite itself. Every load carries the costs that were in force when it ran, so your history stays the history and your margins stay comparable.

Every truck can carry its own version of Step 1. An F350 and a box truck do not cost the same per mile. In a small fleet each truck gets its own diesel price, MPG, insurance, payment and repair budget, and anything left blank inherits the company figure. The same load then gets a different answer depending on which truck would run it.

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